ANZ Website Terms of Use

This is a website hosted by WebCentral Pty Ltd on behalf of Australia and New Zealand Banking Group Limited (ABN 11 005 357 522) ("ANZ") under the domain name "www.anzsmallbusinessnow.com". This website is operated on behalf of ANZ and its related bodies corporate (together called the "ANZ Group").

Your use of the information, graphics and materials on this website ("Material on this website") is governed by these Terms of Use and the Privacy and Security Statement.

In addition to the terms contained in this document, there are also specific terms which form part of the Terms of Use and govern your use of, and access to, certain sections of this website. Since you are also bound by these additional terms, you should review them wherever they are accessible by you on this website.

Unless otherwise indicated software downloads available via links from this website are third party products. These products may be subject to a licence agreement between you and the relevant product owner. To the extent permitted by law, the ANZ Group accept no liability in respect of such third party products and the ANZ Group provide no warranty and give no endorsement in respect of such products or any party connected with them. We do, however, welcome your feedback or suggestions concerning these products.

Material on this web site may contain general information about ANZ Group products and services. Unless expressly stated otherwise, this information:

• does not constitute an offer or inducement to enter into a legally binding contract; and
• does not form part of the terms and conditions for ANZ Group products and services.

All applications for credit are subject to the ANZ Group's normal credit approval criteria.

Unless expressly specified otherwise the products and services discussed on this website are generally not available to non-Australian residents because they may not comply with non-Australian laws.

While we have made every effort to ensure that information is free from error, the ANZ Group does not warrant the accuracy, adequacy or completeness of Material on this website. All information is subject to change without notice. ANZ recommends that you seek independent advice before acting upon Material on this website or Third Party Material. The ANZ Group does not guarantee that this website or Third Party websites will be free from viruses, or that access to this website or Third Party websites will be uninterrupted.

Subject to any responsibilities implied by law and which cannot be excluded, no member of the ANZ Group is liable to you for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defence or settlement costs) whatsoever arising out of or referable to Material on this website or to Third Party Material, whether in contract, tort including negligence, statute or otherwise.

Liability of any member of the ANZ Group for a breach of a condition or warranty implied by law or otherwise, and which cannot be excluded, is limited to the extent possible, at ANZ's option, to:

• the supply of the goods or services again;
• the repair of the goods; or
• the payment of the cost of having the goods or services supplied again or repaired.

These Terms of Use (and the agreement constituted by your use of the information, graphics and materials on this website) and your access to this website may be terminated at any time by ANZ without notice. All restrictions, licences granted by you and all disclaimers and limitations of liability by the ANZ Group will survive termination, however, you will no longer be authorised to access this website.