We've developed a set of complimentary tools, like the Industry Analyser and Breakeven Analysis, to help you with your business objectives.

Benchmark your business

The ANZ Financial Benchmarking tools are simple and easy to use. They give you the opportunity to compare the performance of your business against your peers.

The ANZ Financial Benchmarking tools are as follows:

Industry Analyser - Interested in knowing how your business compares against others in your industry? The Industry Analyser provides information on the financial performance of businesses across a range of industries and at different turnover levels.

Breakeven Analysis - What volume of goods or services do you need to sell to cover your costs? Use the Breakeven Analysis tool to find the breakeven point for your business.

Financial Ratio Calculators - Looking to identify key areas within your business that you want to improve? The ANZ Financial Ratio Calculators are based on accounting standards that can be used to analyse the key performance indicators for your business.

There are three sets of useful ratios to analyse your business in terms of debt, profitability and liquidity.

Debt Ratios

	Debt Ratio
	Debt to Income Ratio
	Interest Cover

Profitability Ratios

	Net Profit Margin
	Gross Profit Margin
	Return on Assets
	Operating Expenses to Sales
	Sales per employee

Liquidity Ratios

	Working Capital
	Quick Assets Ratio
	Stock Turnover
	Debtor Ageing Ratio
	Creditor Ageing Ratio

The tools are some of many ways to analyse a business to assist any business decision.

Ratios should be considered over a period of time (say three years), in order to identify trends in the performance of the business. The information about the calculators and the results of the calculations are necessarily general and are only intended as a guide.

It is important to note the following:
The ANZ Financial Benchmarking tools are only some of many ways to analyse a business or industry to assist your planning and business decision making.

You should seek the assistance of your business advisor or accountant when either planning for or analysing your business' performance.

To the extent permitted by law, ANZ makes no warranty and has no liability, in respect of your use of and reliance on these tools.

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